If you are pre-paying for flights, hotels, or tours, or if you are traveling internationally, travel insurance can help protect your money if something unexpected happens. It provides peace of mind for situations that are outside your control.

You can compare plans from trusted providers through our referral partner to find the right fit for your trip.

It is best to buy travel insurance as soon as you book your trip. Some benefits are only available if the policy is purchased shortly after your first trip payment, usually within two to three weeks.

Our referral partner makes it easy to compare plans and see which benefits apply based on your booking date.

It is usually better to buy travel insurance separately. Coverage from tour operators often only applies to the parts of the trip you booked directly through them and may exclude flights, hotels, or other expenses.

It is also important to check whether your policy includes protection for provider insolvency, in case your tour company or travel service shuts down before your trip.

You can compare independent policies through our referral partner to find broader coverage that fits your full itinerary.

Usually, you cannot buy travel insurance once your trip has begun. Most policies also do not cover situations that were already known or in progress when you applied. If a problem has already occurred, it will typically not be covered.

Some plans may also limit certain benefits if you have already paid in full for your trip rather than just a deposit.

Be sure to review the details through our referral partner before purchasing to understand what is and is not covered.